Long Term Disability Insurance Coverage

We are a Florida Insurance Agency. We do not share your information with ANYONE. Only ONE of our licensed insurance agent professionals will contact you.

Long Term Disability Insurance can protect your financial well being. If you become disabled, it can have devastating financial implications by stripping you of your ability to make a living. While some people can get by without working for a few weeks or months by tapping into their savings, very few people can afford to stop working altogether. Especially for an extended period of time, this may change your life forever. You may not realize the potential danger of becoming disabled.

The U.S. Census Bureau estimates that you have a one in five chance of becoming disabled. Also, the average long-term disability (LTD) absence from work lasts 2.5 years, according to the Council for Disability Awareness. That's a long time to survive without a steady income.

That's where Long Term Disability insurance can help you. Long Term Disability policies provide you with income for a long period of time, such as two years, five years or until you retire. Most people who have LTD insurance get it through their employers, although you can buy individual LTD insurance on your own.