Health Savings Accounts

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Discover a new health insurance option! Combine a tax-favored Health Savings Account (HSA) and an HSA-eligible health insurance plan to save money tax-free for healthcare costs! Health Savings Account plans generally  consists of a federally-qualified high deductible health insurance plan and a tax-sheltered HSA. There are many options and many different deductibles. The high deductible health insurance plan, which costs less in premium compared to a conventional health insurance plan, covers the expenses that exceed the plan deductible. You may need to pay smaller bills and some other general expenses not usually covered by health insurance with pre-tax dollars if you set up a Health Savings Account. HSAs also help you save for your future family's financial needs since the funds actually roll over from one year to another year on a tax-free basis.

HSA-eligible health insurance plans are often less expensive than other health insurance plans.Fund your Health Savings Account with pre-tax dollars, and reduce your taxable income. Withdraw funds tax-free to pay for qualifying medical expenses. What you don't spend grows from year to year.
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