Critical Illness Insurance

Critical Illness Insurance

Critical Illness Insurance is medical insurance that pays a lump-sum benefit upon diagnosis of a critical illness or condition. A critical illness insurance payout helps you avoid the financial strain a major illness can create so you can focus on your recovery. It gives you the freedom to:

Get the treatment you want
Spend time with your family and friends
Keep your home and other assets

Determine Your Need for Critical Illness Insurance

Who needs critical illness insurance?

It's difficult to predict if and when you will suffer a critical illness, however, if you relate to one of the following descriptions, you should consider critical illness insurance:

Your high income precludes you from purchasing enough disability to meet your needs

Your high-risk profession prevents qualification for traditional disability coverage

You have a high medical deductible

You don't have health insurance

You're a parent

You're self-employed

You're a homemaker

What do I use the lump-sum benefit for?

You can make payments on your mortgage and medical bills, hire help for around the house, pay for day care or elder care, travel to treatments. You decide.

Do you need critical illness insurance if you have other types of insurance?

Medical treatment is more advanced than ever, but it's also more expensive. People today often experience financial hardship because of the expenses their health and disability insurance don't cover like:

Cancer, Heart Attack, Stroke, Coronary Bypass Surgery, Kidney Failure, Major Organ Transpalnts, Coma, Paralysis, Blindness, Terminal Illness, Nursing Home Confinement, Benign Brain Tumor Alzheimer's Disease, HIV Infection from Blood Transfusion, Parkinson's Disease, Aorta Graft Surgery, Heart Valve Replacement or Repair and Coronary Angioplasty.

For the CRITICAL CHOICE BROCHURE Click here CriticalChoice[1].pdf

For our presentation Supplemental_Products[1] with audio.ppt

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